How to use MoneyGuard II to help your 65 year old client plan for Long Term Care.

Jerry Thomas Case Study, Financial Planning, Life Insurance, Lincoln Financial, Linked Benefit Product, Long Term Care Insurance, Male Age 65, MoneyGuard, MoneyGuard II 0 Comments

Long Term Care can drastically change how quickly assets are used up during retirement. 70% of people age 65 today will need some sort of Long Term Care. The average length of care for a male is 2.2 years and the average length of care for a female is 3.7 years. The average cost of a nursing home in the …

How can Mutual of Omaha’s FIT Credit program help your client save money on the life insurance?

Jerry Thomas A1C, Build, Case Study, Cholesterol HDL Ratio, Diabetes, Family History, FIT Credit, FIT Credit Questionnaire, Impaired Risk Underwriting, Mutual of Omaha, Table Shave, Table Shave of Term Life Insurance, Term Life Insurance, Uncategorized 0 Comments

How does Mutual of Omaha’s FIT Credit program give your clients a discount on their life insurance? Mutual of Omaha’s FIT Credit program can give your client an added discount if they end up qualifying for life insurance with a table rating. Most carriers only allow table shave programs on their permanent products. With Mutual of Omaha you can use …

How can you use Mutual of Omaha’s Guaranteed Refund Option Rider to create $0 cost life insurance?

Jerry Thomas Advanced Planning, Business Planning, Case Study, FIT Credit, Guaranteed Refund Option, Life Insurance, Mutual of Omaha 0 Comments

Guaranteed Refund Option Rider Overview If the client no longer needs their coverage, Mutual of Omaha’s GUL and GUL Plus policies have a Guaranteed Refund Option rider. This option provides the client with seven 60-day windows in which they can receive their premiums back – up to 50 percent at the end of year 15 and up to 100 percent …

You’re Invited! Carrier Round Table Workshop Thursday, May 19th, 2016

Jerry Thomas Advanced Planning, AIG - American General, Business Planning, Carrier Round Table Wokrshop, Impaired Risk Underwriting, J.L. Thomas & Company Events, Life Insurance, Lincoln Financial, Linked Benefit Product, MoneyGuard, Protective Life, Prudential, Supplemental Retirement Planning 0 Comments

Workshop Overview J.L. Thomas & Company will be hosting a Carrier Round Table meeting. This meeting will give you the opportunity to meet with carrier regional vice presidents (RVPs) to review trending sales ideas, services available to help your clients, and an overview of their underwriting advantages. Guests will be organized into groups of 5-8 and meet with each Round …

How to use Required Minimum Distributions (RMDs) to create a legacy.

Jerry Thomas Advanced Planning, IRA Stretch Planning, Life Insurance, Multi-Generational Strategy, Protective Life, Required Minimum Distributions - RMDs 0 Comments

How to use your RMDs to create a larger estate for your kids and grand kids, to create a lifetime of giving. So you have two clients who are now age 70 and they are asking you what they should do with their RMDs they have to start taking. Their current plan is to gift it to their children with …

What opportunities do you have with your existing Genworth block of business?

Jerry Thomas Accordia Life, External Term Conversion, Genworth Financial, Long Term Care Insurance, MetLife, Nationwide, Policy Review, Rewrite Opportunity, Symetra, Term Conversion Exchange for Permanent Policy, Uncategorized 0 Comments

What options do your clients have with their current Genworth Life Insurance Policy? Your clients may be calling you asking what options do they have regarding their current Genworth Life Insurance policy. Depending on the policy they purchased they may have options to 1035 exchange into a new plan or conversion/exchange their term life insurance policy to a permanent plan …