How to turn your Term Life Insurance Sales into Permanent UL Sales

Stephanie Paoletta Advanced Planning, AIG - American General, Financial Planning, Insurance Company, Life Insurance, Supplemental Retirement Planning, Uncategorized Leave a Comment

Have you ever thought of being the beneficiary to your own life insurance policy? Do you want life insurance you don’t have to die to use?  Most people see life insurance benefiting their spouse and children, not themselves. American General’s Asset Protector provides: optionality with a death benefit, an affordable long-term care solution, and a lifestyle income solution/retirement income feature.  …

An idea for your next Keyman Policy

Stephanie Paoletta Advanced Planning, Business Planning, Case Study, Cincinnati Life, Financial Planning, Insurance Company, Life Insurance, Term Life Insurance, Uncategorized Leave a Comment

  Are you a business owner? Have you thought about what would happen if you lost a key employee due to death? Cincinnati Life Insurance Company can provide personal guidance about business continuity planning using Termsetter ROP. Your clients receive funds to offset costs related to a key employee’s death or a refund of their paid base premiums (excluding rider …

How to use MoneyGuard II to help your 65 year old client plan for Long Term Care.

Jerry Thomas Case Study, Financial Planning, Life Insurance, Lincoln Financial, Linked Benefit Product, Long Term Care Insurance, Male Age 65, MoneyGuard, MoneyGuard II Leave a Comment

Long Term Care can drastically change how quickly assets are used up during retirement. 70% of people age 65 today will need some sort of Long Term Care. The average length of care for a male is 2.2 years and the average length of care for a female is 3.7 years. The average cost of a nursing home in the …