How to use MoneyGuard II to help your 65 year old client plan for Long Term Care.

Jerry Thomas Case Study, Financial Planning, Life Insurance, Lincoln Financial, Linked Benefit Product, Long Term Care Insurance, Male Age 65, MoneyGuard, MoneyGuard II Leave a Comment

Long Term Care can drastically change how quickly assets are used up during retirement. 70% of people age 65 today will need some sort of Long Term Care. The average length of care for a male is 2.2 years and the average length of care for a female is 3.7 years. The average cost of a nursing home in the …

What opportunities do you have with your existing Genworth block of business?

Jerry Thomas Accordia Life, External Term Conversion, Genworth Financial, Long Term Care Insurance, MetLife, Nationwide, Policy Review, Rewrite Opportunity, Symetra, Term Conversion Exchange for Permanent Policy, Uncategorized Leave a Comment

What options do your clients have with their current Genworth Life Insurance Policy? Your clients may be calling you asking what options do they have regarding their current Genworth Life Insurance policy. Depending on the policy they purchased they may have options to 1035 exchange into a new plan or conversion/exchange their term life insurance policy to a permanent plan …

5 products changing the Long Term Care conversation.

Jerry Thomas AIG - American General, Asset Care I, Life Insurance, Lincoln Financial, Linked Benefit Product, Long Term Care Insurance, MoneyGuard, Nationwide, NLG SUL II LTC Rider, OneAmerica, Protective Extend Care Rider, Protective Life Leave a Comment

5 products changing the Long Term Care conversation. These products are being used to help clients plan for a potential long term care event. What makes these options most attractive is that these products provide flexibility and benefits that traditional long term care does not always provide… Guaranteed Level Premiums – Death Benefit Option Return of Premium – Coverage for Multiple Insureds …

How to use an annuity to pay for Long Term Care expenses.

Jerry Thomas Annuity, Asset Care II, Linked Benefit Product, Long Term Care Insurance, OneAmerica Leave a Comment

In 2014 $236 Billion in annuities were written. Each year a majority of that business gets sold through 1035 Exchanges. We gather from this information that client’s aren’t using their annuity for income… So when asked what they are using it for we hear… “I figure i will use for an emergency.” “I plan on passing it on to my …