An idea for your next Keyman Policy

Stephanie Paoletta Advanced Planning, Business Planning, Case Study, Cincinnati Life, Financial Planning, Insurance Company, Life Insurance, Term Life Insurance, Uncategorized Leave a Comment

  Are you a business owner? Have you thought about what would happen if you lost a key employee due to death? Cincinnati Life Insurance Company can provide personal guidance about business continuity planning using Termsetter ROP. Your clients receive funds to offset costs related to a key employee’s death or a refund of their paid base premiums (excluding rider …

How can Mutual of Omaha’s FIT Credit program help your client save money on the life insurance?

Jerry Thomas A1C, Build, Case Study, Cholesterol HDL Ratio, Diabetes, Family History, FIT Credit, FIT Credit Questionnaire, Impaired Risk Underwriting, Mutual of Omaha, Table Shave, Table Shave of Term Life Insurance, Term Life Insurance, Uncategorized Leave a Comment

How does Mutual of Omaha’s FIT Credit program give your clients a discount on their life insurance? Mutual of Omaha’s FIT Credit program can give your client an added discount if they end up qualifying for life insurance with a table rating. Most carriers only allow table shave programs on their permanent products. With Mutual of Omaha you can use …

Non-Smoker rates for Cigar Smoker, Pipe Smoker, Nicotine Gum, Dip, Chew, E-Cigarette, and Marijuana users.

Jerry Thomas 1 Page Life Insurance Application, Chewing Tobacco, Cigar Smokers, e-cigarette, Easy Term Insurance, Impaired Risk Underwriting, JLTexpress App, Life Insurance, Marijuana Users, Non-Smoker Rates for Tobacco Users, Prudential, Term Life Insurance Leave a Comment

Prudential Non-Smoker Plus With Prudential your clients are able to qualify for Non-Smoker Plus rates even with weekly use of non-cigarette nicotine and/or marijuana products. The rules are… The client must admit it usage on the application. The client can test positive in the labs for nicotine and/or THC and receive Non-Smoker Plus rates as long as they do not …

3 ways to increase term life insurance sales… and how to make it easier to process.

Jerry Thomas 1 Page Life Insurance Application, AIG - American General, Banner Life - Legal & General America, Cincinnati Life, Easy Term Insurance, Insurance Company, JLTexpress App, Life Insurance, MetLife, Mutual of Omaha, Principal Financial, Protective Life, Prudential, Term Life Insurance, VOYA Leave a Comment

We want life insurance on all of our clients and we also want it to be easier to process. There are a couple ways to make it easier right from the beginning.  Consider these 3 things when writing term insurance. Quote multiple carriers the first time around. Clients want to know you can offer them the same low rates they …