How to turn your Term Life Insurance Sales into Permanent UL Sales

Stephanie Paoletta Advanced Planning, AIG - American General, Financial Planning, Insurance Company, Life Insurance, Supplemental Retirement Planning, Uncategorized Leave a Comment

Have you ever thought of being the beneficiary to your own life insurance policy? Do you want life insurance you don’t have to die to use?  Most people see life insurance benefiting their spouse and children, not themselves. American General’s Asset Protector provides: optionality with a death benefit, an affordable long-term care solution, and a lifestyle income solution/retirement income feature.  …

An idea for your next Keyman Policy

Stephanie Paoletta Advanced Planning, Business Planning, Case Study, Cincinnati Life, Financial Planning, Insurance Company, Life Insurance, Term Life Insurance, Uncategorized Leave a Comment

  Are you a business owner? Have you thought about what would happen if you lost a key employee due to death? Cincinnati Life Insurance Company can provide personal guidance about business continuity planning using Termsetter ROP. Your clients receive funds to offset costs related to a key employee’s death or a refund of their paid base premiums (excluding rider …

How can Mutual of Omaha’s FIT Credit program help your client save money on the life insurance?

Jerry Thomas A1C, Build, Case Study, Cholesterol HDL Ratio, Diabetes, Family History, FIT Credit, FIT Credit Questionnaire, Impaired Risk Underwriting, Mutual of Omaha, Table Shave, Table Shave of Term Life Insurance, Term Life Insurance, Uncategorized Leave a Comment

How does Mutual of Omaha’s FIT Credit program give your clients a discount on their life insurance? Mutual of Omaha’s FIT Credit program can give your client an added discount if they end up qualifying for life insurance with a table rating. Most carriers only allow table shave programs on their permanent products. With Mutual of Omaha you can use …

What opportunities do you have with your existing Genworth block of business?

Jerry Thomas Accordia Life, External Term Conversion, Genworth Financial, Long Term Care Insurance, MetLife, Nationwide, Policy Review, Rewrite Opportunity, Symetra, Term Conversion Exchange for Permanent Policy, Uncategorized Leave a Comment

What options do your clients have with their current Genworth Life Insurance Policy? Your clients may be calling you asking what options do they have regarding their current Genworth Life Insurance policy. Depending on the policy they purchased they may have options to 1035 exchange into a new plan or conversion/exchange their term life insurance policy to a permanent plan …