eApp and eDelivery

Stephanie Paoletta Advanced Planning, Easy Term Insurance, Financial Planning, Insurance Company, JLTexpress App, Life Insurance, Lincoln Financial, Policy Review, Principal Financial, Term Life Insurance, Uncategorized Leave a Comment

Submitting Term Insurance with the JLTexpress App The JLTexpress App is the easiest way to write term life insurance. This process is meant to help speed up processing so you can spend time doing what you do best, selling.  What you need to do… Complete JLTexpress App. Submit to J.L. Thomas & Company. The carrier will… Conduct a phone interview with the …

DIY Term Quotes

Stephanie Paoletta Advanced Planning, Easy Term Insurance, Financial Planning, Insurance Company, Life Insurance, Term Life Insurance, Uncategorized Leave a Comment

It is quick and easy to run your own quotes. Head to our quoting tool on www.JLThomasCo.com to get a quote 24-7.  How to Get Started:  1. Go to www.jlthomasco.com 2. Click on the Quotes tab 3. Scroll down to the Login 4. If you already have a username ending in “6672” and a password, then you are all set to start quoting.  …

How to turn your Term Life Insurance Sales into Permanent UL Sales

Stephanie Paoletta Advanced Planning, AIG - American General, Financial Planning, Insurance Company, Life Insurance, Supplemental Retirement Planning, Uncategorized Leave a Comment

Have you ever thought of being the beneficiary to your own life insurance policy? Do you want life insurance you don’t have to die to use?  Most people see life insurance benefiting their spouse and children, not themselves. American General’s Asset Protector provides: optionality with a death benefit, an affordable long-term care solution, and a lifestyle income solution/retirement income feature.  …

An idea for your next Keyman Policy

Stephanie Paoletta Advanced Planning, Business Planning, Case Study, Cincinnati Life, Financial Planning, Insurance Company, Life Insurance, Term Life Insurance, Uncategorized Leave a Comment

  Are you a business owner? Have you thought about what would happen if you lost a key employee due to death? Cincinnati Life Insurance Company can provide personal guidance about business continuity planning using Termsetter ROP. Your clients receive funds to offset costs related to a key employee’s death or a refund of their paid base premiums (excluding rider …

How to use MoneyGuard II to help your 65 year old client plan for Long Term Care.

Jerry Thomas Case Study, Financial Planning, Life Insurance, Lincoln Financial, Linked Benefit Product, Long Term Care Insurance, Male Age 65, MoneyGuard, MoneyGuard II Leave a Comment

Long Term Care can drastically change how quickly assets are used up during retirement. 70% of people age 65 today will need some sort of Long Term Care. The average length of care for a male is 2.2 years and the average length of care for a female is 3.7 years. The average cost of a nursing home in the …

How can Mutual of Omaha’s FIT Credit program help your client save money on the life insurance?

Jerry Thomas A1C, Build, Case Study, Cholesterol HDL Ratio, Diabetes, Family History, FIT Credit, FIT Credit Questionnaire, Impaired Risk Underwriting, Mutual of Omaha, Table Shave, Table Shave of Term Life Insurance, Term Life Insurance, Uncategorized Leave a Comment

How does Mutual of Omaha’s FIT Credit program give your clients a discount on their life insurance? Mutual of Omaha’s FIT Credit program can give your client an added discount if they end up qualifying for life insurance with a table rating. Most carriers only allow table shave programs on their permanent products. With Mutual of Omaha you can use …

How can you use Mutual of Omaha’s Guaranteed Refund Option Rider to create $0 cost life insurance?

Jerry Thomas Advanced Planning, Business Planning, Case Study, FIT Credit, Guaranteed Refund Option, Life Insurance, Mutual of Omaha Leave a Comment

Guaranteed Refund Option Rider Overview If the client no longer needs their coverage, Mutual of Omaha’s GUL and GUL Plus policies have a Guaranteed Refund Option rider. This option provides the client with seven 60-day windows in which they can receive their premiums back – up to 50 percent at the end of year 15 and up to 100 percent …

New J.L. Thomas & Company Website!

Jerry Thomas Annoucement, News Leave a Comment

New Website Live Today! J.L. Thomas & Company, Inc. is pleased to announce the release of their new website.  We have upgraded our Term Quoting system making it easier for you to access term quotes.  A couple additional items that have been added to the website is a weekly annuity rate sheet, upcoming events and CE classes, and a learning …

You’re Invited! Carrier Round Table Workshop Thursday, May 19th, 2016

Jerry Thomas Advanced Planning, AIG - American General, Business Planning, Carrier Round Table Wokrshop, Impaired Risk Underwriting, J.L. Thomas & Company Events, Life Insurance, Lincoln Financial, Linked Benefit Product, MoneyGuard, Protective Life, Prudential, Supplemental Retirement Planning Leave a Comment

Workshop Overview J.L. Thomas & Company will be hosting a Carrier Round Table meeting. This meeting will give you the opportunity to meet with carrier regional vice presidents (RVPs) to review trending sales ideas, services available to help your clients, and an overview of their underwriting advantages. Guests will be organized into groups of 5-8 and meet with each Round …