Underwriting with J.L. Thomas & Company


J. Michael Thomas, CLU ®

Our Underwriter

Mike Thomas, CLU ® has been underwriting for over 45 years. His experience and expertise are second to none. Mikes dedication and knowledge in the field of underwriting is a true asset to any Brokerage General Agency.

Mike Thomas, CLU ® is a lifelong member of the Risk Appraisal Forum. The Risk Appraisal Forum, whose select membership is by invitation only, is made up of agency principals who specialize in solving complex impaired risk cases and help their insurance brokers secure the most favorable underwriting decisions, combined with the most appropriate product and insurance company, for their clients.

The Risk Appraisal Forum presents the opportunity for members to share breakthroughs in medical technology, treatment of illnesses, and health improvements. There is no other forum that exists where marketing professionals from the field, medical, and underwriting professionals from the Home Offices, all meet with the objective of improving the business of underwriting.